Who it is for
This loan may suit:
- Sydney homeowners searching for a refinance broker before switching home loans
- Homeowners whose repayments have increased and need relief
- Borrowers coming off a fixed rate and facing a higher variable rate
Refinancing
See if refinancing could save you money.
Compare your current loan with other options, including fees and repayments.
Process
What happens next
- 1Review your current loan
- 2Check repricing with your current lender
- 3Compare alternative lenders
Dubai property
Buying in Dubai?
NewGen handles the Australian loan review. The Broker Josh handles the Dubai property.
View Dubai property helpQuestions about refinancing
How much does it cost to refinance?
Costs vary but typically include discharge fees from your current lender, application fees from the new lender, and possibly legal or valuation costs. We calculate the total before recommending a switch.
Should I ask my current lender for a better rate first?
Always. Many borrowers get a better rate without the hassle of switching. We check repricing before recommending a refinance.
What if my refinance was rejected?
We review whether the problem was serviceability, valuation, credit conduct, cash-out purpose, income evidence, property type, or lender policy before deciding whether another lender is worth trying.