Clarity Over Comfort
We will tell you the hard truth if your scenario does not fit a lender's policy. It is better to know before you commit than to find out at settlement.
Our Story
A brokerage built on a simple belief: people deserve clarity before commitment.
NewGen Finance Brokers was founded in Sydney on the idea that borrowers should understand their repayment comfort, lender policy fit, and next steps before they sign anything. Not after. Not buried in fine print. Before.
Why We Exist
Because most brokers lead with a rate and a pitch. We lead with clarity.
Here is what happens too often in this industry: a borrower calls a broker, gets quoted a headline rate, and signs — without understanding policy fit, structure trade-offs, or what happens when their circumstances change.
That is not strategy. That is sales.
NewGen was built on a different belief: that people making one of the biggest financial decisions of their lives deserve the full picture. Not just a number. The full picture — borrowing range, lender shortlist, document checklist, repayment comfort, and what happens after settlement.
That is the difference between a transaction and a partnership.
What Drives Us
Three values we refuse to compromise on
Execution Over Intention
Great advice means nothing without follow-through. We own the process from enquiry to settlement — documentation, lender queries, and every milestone in between.
Relationships Over Transactions
Most brokers never call again after settlement. We review your loan structure every year so it still fits your life. A loan is not a product. It is a long-term commitment.
Meet the Founder
Joshua Khoury
Founder & Lead Broker
Joshua founded NewGen Finance Brokers after spending years watching borrowers get sold products they did not fully understand. Headline rates that looked good on paper but ignored policy fit. Structures that did not match cash-flow reality. Silence after settlement when borrowers needed guidance the most.
He built NewGen on a different model: answers first, commitment later. Every borrower gets the full picture — borrowing range, lender shortlist, repayment comfort, and a document checklist — before they sign anything. No surprises. No fine print. Just clarity.
Based in Bass Hill, Sydney, Joshua leads every client engagement personally and works with a team focused on lender-fit strategy, document quality, and proactive communication.
ABN 53684514458
Credit Licence 384704
Location Bass Hill, NSW 2197
Who We Help
Sydney families and businesses who want clarity, not complexity
First-Home Buyers
Deposit ready. Deadline looming. No idea what lenders will actually approve. We map your borrowing range, shortlist suitable lenders, and give you a document checklist before you make offers — not after.
Refinance Decisions
Wondering if switching saves money but unsure about break costs, timing, and structure trade-offs? We run the numbers so you know whether switching actually saves you — before you decide.
Business Operators
Generic loan products that do not match cash-flow reality. We structure lending around your actual operating timeline, with documentation mapped to what you can realistically provide.
Investors
Property investors who need policy-fit filtering, not headline-rate noise. We compare lender appetite for investment structures and long-term flexibility.
Car Finance
Compare true loan cost, approval fit, and repayment comfort. We help you move quickly with less risk — whether new, used, dealer, or private.
Debt Consolidation
Combine multiple debts into one structured repayment. We check the break-even before you switch, so you know the real savings — not the marketing promise.
FAQ
About NewGen Finance Brokers
Quick answers for brand verification, contact, and next-step questions.
Who founded NewGen Finance Brokers?
NewGen was founded by Joshua Khoury in Sydney, NSW. Joshua built the brokerage after seeing how many borrowers were sold headline rates without understanding structure, policy fit, or what happens after settlement.
Why should I choose NewGen over a bank or another broker?
We compare 30+ lenders, not just one. We lead with clarity, not sales pitches. And we call you back every year to review your loan — something most brokers and banks never do.
How do I verify this is the real NewGen Finance Brokers?
Check the domain newgenfinancebrokers.com, ABN 53684514458, Credit Licence 384704, and phone 0451 414 800. If you searched "New Gen Finance Brokers" (with a space), yes — this is the same business.
Where is NewGen Finance Brokers located?
NewGen is based in Bass Hill, NSW 2197. We serve clients across Sydney and Australia-wide via phone, email, and in-person meetings.
How quickly does NewGen respond to enquiries?
Within one business day. Not "we will be in touch." Not silence until settlement. A clear answer on where things stand.
What happens after I submit an enquiry?
We review your scenario and respond within one business day with a structured next-step plan — borrowing range, lender shortlist, and document checklist — matched to your actual goals and timeline.
Ready to get the full picture?
Share your scenario once. Get your borrowing range, lender shortlist, and document checklist — before you commit to anything.