Who it is for
This loan may suit:
- Sydney investors searching for an investment loan broker before buying
- First-time investors buying their first rental property
- Portfolio builders adding to existing investment properties
Investment Loans
Finance your next investment property.
Compare investment loans, repayments and lender requirements before you buy.
Process
What happens next
- 1Understand your investment strategy
- 2Model borrowing capacity
- 3Structure the loan
Dubai property
Buying in Dubai?
NewGen handles the Australian loan review. The Broker Josh handles the Dubai property.
View Dubai property helpQuestions about investment loans
How much rental income will the lender count?
It varies. Some lenders count 70% of gross rental income, others 80% or more. This significantly affects your borrowing capacity, so we compare lenders on this point.
Should I choose interest-only or principal-and-interest?
It depends on your strategy. Interest-only gives you better cash flow but you don't reduce the loan balance. Principal-and-interest builds equity but costs more monthly. We model both so you can decide.
Can I get an investment loan if I'm self-employed?
Yes. We work with lenders who assess self-employed income using tax returns and accountant declarations rather than standard payslips.