7-point checklist
- Can they explain lender shortlist logic for your profile?
- Do they identify likely policy friction in advance?
- Is their document checklist clear and complete?
- Do they explain structure tradeoffs, not just rate?
- Do they commit to communication cadence?
- Can they show how they handle post-approval issues?
- Are claims practical and verifiable?
Red flags
- Rate-first promises before profile assessment.
- No clear owner for communication after lodgement.
- Vague answers on fees, break-even, and fallback options.
Recommended service pathways
- For purchase support, go to mortgage broker Sydney home-loan support.
- If you already hold a loan, compare refinance broker Sydney pathways.
- If your next step is investment, review investment property loan strategy.
If you want this checklist applied to your scenario, start on home-loan strategy or call via the contact page.