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Refinancing Savings Calculator
Enter your current and proposed rates to estimate repayment differences and break-even period.
FAQ
Refinancing Savings Calculator FAQs
Does this include discharge and setup costs?
Yes. Enter expected refinance costs to see a realistic break-even estimate.
How quickly should a refinance break even?
Many borrowers target under 24 months, but ideal timing depends on your broader strategy.
Should I refinance for rate only?
Not always. Structure, flexibility, and future plans also matter.
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Need a Broker to Validate These Numbers?
Calculator outputs are estimates. NewGen can translate them into lender-ready strategy.